Jim Gervang has spent the last 15 of his 20 years in the insurance industry designing, implementing and managing international insurance programs. Gervang, managing director, national practice leader, international, leads Wells Fargo's Insurance Services International Practice.

Historically, multinational firms have insured their directors and officers worldwide by purchasing a global directors and officers (D&O) liability policy. Today, however, international directors and officers may be at significant risk if they are insured only by a U.S.-based policy. Prudent companies are augmenting their global program with country-specific coverage.

T&R: What are the challenges of protecting executives in foreign countries?

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