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Insurance Rates Defy Traditional Market Cycle

Property and casualty insurance is showing rate increases but analysts maintain there is little indication drivers are in place for a shift to a hard market.

By Mark Ruquet, PropertyCasualty360 | Updated on September 11, 2012

The property and casualty insurance market continues to achieve single-digit rate increases but analysts maintain there is little indication drivers are in place for a shift to a hard market.

Towers Watson’s Commercial Lines Insurance Pricing Survey, which compares second quarter prices this year to last year, shows that commercial-insurance prices in the aggregate increased by 6 percent during over that time. It is the sixth consecutive quarter aggregate prices rose for all commercial lines, says Towers Watson.

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