If your company wasn’t impacted by Hurricane Matthew or the subsequent flooding, consider yourself fortunate.

But it doesn’t mean you’re off the hook completely, as more storms continue to brew while the calendar moves from autumn to winter. In fact, driven by El Nino, warm ocean currents are creating severe weather conditions in all parts of the country. For example, in 2015, approximately 10.1 million acres burned in wildfires in the United States, compared with 3.8 million the previous year. Meanwhile, winter storms caused an estimated $3.5 billion in insured losses in 2016, up from $2.6 billion in 2014.

The following information is not intended to be all-inclusive, but it should get you thinking about everyday conditions in your workplace.

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