Traditionally, generous health coverage has been one of the benefits of working for a large employer. Big businesses and large public-sector agencies are able to leverage their size to negotiate better rates with insurers.
However, those with access to large-employer health plans have not been insulated from the rapid increase in healthcare costs over the past two decades. As insurers have demanded higher prices, employers have shifted a bigger share of the cost onto employees in the form of higher premiums, co-pays, and deductibles.
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