James Roberts, head of fraud management at Commonwealth Bank of Australia Photographer: Brent Lewin/Bloomberg James Roberts, head of fraud management at Commonwealth Bank of Australia Photographer: Brent Lewin/Bloomberg.

Computer-generated children's voices so realistic they fool their own parents. Masks created with photos from social media that can penetrate a system protected by face ID. They sound like the stuff of science fiction, but these techniques are already available to criminals preying on everyday consumers.

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