Photo: The Marriner S. Eccles Federal Reserve building in Washington, D.C., on July 6, 2022. Photographer: Al Drago/Bloomberg The Marriner S. Eccles Federal Reserve building in Washington, D.C., on July 6, 2022. Photographer: Al Drago/Bloomberg

The Federal Reserve said U.S. banks reported stricter credit standards in the fourth quarter, although the proportion of those tightening standards shrank from the prior period.

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