The Marriner S. Eccles Federal Reserve building in Washington, D.C., on July 6, 2022. Photographer: Al Drago/Bloomberg
The Federal Reserve said U.S. banks reported stricter credit standards in the fourth quarter, although the proportion of those tightening standards shrank from the prior period.
The net share of U.S. banks that tightened standards on commercial and industrial (C&I) loans for midsize and large businesses, compared with the prior period, dropped to 14.5 percent, from 33.9 percent in the third quarter, according to a Fed survey of lending officers released Monday. That was the smallest such share since 2022.
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