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Pool Re exec cites threats such as cybercrime and lone-wolf militants.
Attack on a widely used cloud-service provider could mean losses of $53B, it says.
Smarter attack could cause large claims, underwriter says.
Insurers see cyber coverage as their next blockbuster.
Five-fold increase in North America compares with four-fold gain in Asia, doubling in Europe.
Reinsurance executives say fat is gone after this years disasters.