Slideshow

Austin, Texas, once again tops the list, but what metro area jumped five spots to come in second?

Just in time for Halloween: Debt, stagnant wages, and other hair-raising fears are causing financial stress for many American workers.

Not only did the U.S. fail to make the top 12, it dropped two spots from last year, Natixis reports.

Bankrate.com polled Americans across generations on the financial decisions, or lack thereof, they regretted most.