Premiums this year for property and general liability insurance remain relatively in line with last year's, according to the more than 250 senior financial executives who responded to Treasury & Risk's 2010 Risk Management Survey. But worries about directors and officers liability insurance are starting to surface, with 57% of respondents saying they are concerned D&O coverage will become more expensive as the rate of bankruptcies increases. On the positive side of the equation, just 34% say problems in the credit markets are still having some impact on their attempts to obtain sufficient coverage, down from the 56% who cited the credit markets as a problem in 2009. But solvency risk is still real to the 38% of respondents who say that's why they have reduced the amount of insurance they place with some companies.

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