TOM DUGGAN: This is the last session of the day, so thank you so much for being here. This is the credit risk management category, and we'll be moderated by Chuck Kane. Chuck has more than 25 years of senior executive level experience, including being the chief finance officer at RSA Security, which is now part of EMC, Aspen Technology, Informatics Software, which is now part of IBM, and well as a role as president and CEO of Corechange, now part of OpenText.

Most recently, Chuck held several executive positions, including president and COO at One Laptop Per Child, a nonprofit organization founded at MIT that provides computing Internet access for students in the developing worlds. So now, I'd like to turn it over to Chuck for our last category. Great.

CHUCK KANE:  Thanks, Tom.

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