MARIE HOLLEIN: Thank you, Donna. I'm very pleased to be here today. I'm actually one of the judges, too, and as Craig [Jeffery] said earlier, it gets better and better every year. It's been very impressive to see the booklet this year with all the different proposals and really the best practices. Before we get started, I'd like to make mention that Adam Matteo will be replacing Kathleen Winters from Honeywell today.

Donna [Miskin] mentioned FEI: We have about 15,000 members, and we'll be celebrating an 80^th year anniversary next year. We have a research foundation as well, and I want to share with you something on ERM [from] one of our surveys that we've done among our members.

But today we're going to focus on enterprise risk management, and it really is a hot topic again. It's been interesting. I have been following it with my extensive treasury background since the early '90s, and it seems that every time there's a major event or downturn in the economy, like we've seen recently, we start looking at the risk of the organization. And it's been interesting, because companies have really struggled with trying to get their hands around what enterprise risk management really means. Back in the late '90s, when right near the tech bust it was interesting that the Economist magazine had actually done a Risk Manager of the Year award, and I know for two years in a row I was on that selection committee — we looked at about 600 companies and how they were managing risk and what the enterprise risk meant, and here we are again looking at it, so just some background on that.