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JPMorgan CEO links volatility last October to new regulations imposed on banks.
Bank boosts estimate of possible losses related to legal matters.
Wells Fargo CEO wants to increase the bank's lending and predicts an increase in mergers among smaller lenders.
Bank sees commercial customers putting off buying capital goods, CEO says.
$1 bln lawsuit charges bank sold defective residential mortgage loans to Fannie and Freddie.
Banks traders are addicted to the cheap funding provided by deposits.