Insurance costs are finally heading higher, but experts say the increases will be moderate.

Contribution requirements likely to increase again in 2012.

Contribution requirements likely to increase again in 2012.

Excise tax looms in 2018; state exchanges arrive sooner.

Excise tax looms in 2018; state exchanges arrive sooner.

Companies face complex risks and costlier insurance. (John Dempsey of Dempsey Partners)

Companies face complex risks and costlier insurance. (John Dempsey of Dempsey Partners)

Moving leases onto balance sheet would boost companies debt by 11%: study.