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The average fee for underwriting investment-grade U.S. debt has already fallen in recent years.
The investment bank eliminated thousands of hours of tasks and has turned its attention to bond sales.
Online banking portals for Barclays and Wells Fargo are now scanning customers' eyes, fingers in place of passwords.
Spending growth in May outpaced revenue gains, Treasury says.
A change would smooth FX volatility and reduce the role of markets.
Credit arbiters expect Congress to reach an agreement on the debt limit before it becomes a problem.