Operational Risk

Pandemic-fueled litigation will test the reliability of the insurance coverage many organizations have purchased.

Insurers must investigate and evaluate each policyholder's Covid-19 claim and then thoroughly explain coverage determinations.

Workers' compensation insurers may soon experience a torrent of claims and lawsuits related to the coronavirus.

Determining coverage for a loss will depend on the policy language and its interpretation.

Some state legislatures are considering legislation that would require insurers to provide business interruption coverage, even if it is not in the policy language.

Coronavirus Disease 2019 (COVID-19) is causing unprecedented disruptions to the U.S. economy, and government officials and health professionals expect that these could continue through September.

A Louisiana lawsuit will play an important role in determining the potential availability of business interruption coverage for coronavirus-caused losses.

As a hub for international travel and tourism, South Florida businesses are hardly immune from the economic consequences of this epidemic.